4.0 Finance Policy reflects the Finance Policy in its entirety. Excerpts and additional details can be found below.

To request a Bank Account letter for your team please fill out this form.

The following information will be required to compete the form.

• Team Code (ie. U10S3-1)

• APPROVED team name

• bank name, bank street address and postal code

• first and last name(s) of the volunteers on your team that will have access to the account/opening the account with you

All Bow View teams must open Team bank accounts (it is not acceptable to run team funds through personal bank accounts).

We highly recommend ATB Community Spirit Accounts, as they have no fees for non profit community spirit accounts. Bow View is not a registered charity but they are a not for profit and ringette benefits children in the community which is part of the Community Spirit Account requirement. ATB does require 2 names on their Community Spirit Accounts.

A number of banks charge high fees for the minimal transactions a team will do over the course of 8 months. Ask questions about the fees before you make an appointment. Some teams have been charged fees they did not know about.

Your bank will likely require a letter from Bow View giving your team permission to open a team bank account. We appreciate your patience-it may take a few days to get this letter back to you- please request your letter, through the google form, a few days before your appointment with the bank.

Bow View does not sign any documents from the bank- we simply issue a letter stating you are volunteers with our organization and you are permitted to open a bank account on behalf of your team. Bank Account letters are issued with the following team naming convention. "Bow View U10S3-1 Northstars"

Bow View does not have a policy on the number of “signers” required on an account. This is a team decision. However, we do encourage teams to give 2 people on the team access to the account. If something ever happens to the only person listed on the account then the team can not access their bank account. If there are 2 people on your account, both will likely be required at the bank appointment to open the account. Please be mindful of this when you request your team bank letter with 1 or 2 signers/access and ask questions when you make your bank appointment.

Please do NOT open Team bank accounts under the name “Bow View Ringette Association” or use the Bow View Ringette mailing address.

Bow View Ringette Association shall in no way be responsible for any funds held in team accounts.